USDT & USDC to Naira, instantly.
Sell USDT, USDC or USDS at today's live rate and get Naira in your Nigerian bank account the moment your deposit confirms. No P2P, no waiting on a trader.
Today's rate 1 USDT = NGN 1,372.75
USDT to Naira rate today
Lock this rate| Stablecoin | Rate | You send 100 | You send 1,000 |
|---|---|---|---|
| USDT | 1 USDT = NGN 1,372.75 | NGN 136,588.63 | NGN 1,365,913.71 |
| USDC | 1 USDC = NGN 1,373.23 | NGN 136,636.39 | NGN 1,366,391.31 |
Updated 10:14 am WAT on the Base network. Amounts you receive already include the 0.5% fee. Your exact rate is locked when you create an order.
How to convert USDT to Naira.
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Get a live quote
Sign in with your email, enter how much you want to sell and pick the token and network. You see the rate and the exact Naira you will receive, fee included, before you commit.
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Add your bank
Choose your bank and enter the 10-digit account number. We confirm the account name with the bank before you can save it.
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Receive Naira instantly
Send the exact amount to the one-time deposit address shown on screen. The moment it confirms on chain, your Naira is sent to your bank. No waiting, no chasing.
Per order
$5 to $10,000
A 0.5% fee, already included in every quote. You send exactly what you enter.
- Tokens
- USDTUSDCUSDS
- Networks
- BasePolygonEthereum
- Payout
- Instant, in NGN, to 174 Nigerian banks and fintechs
- Account
- Free. Sign in with a one-time code sent to your email. No password.
Built for Nigerians paid in crypto.
- Freelancers and remote workersClients pay you in USDT or USDC. Get it in your bank as Naira, instantly.
- TradersTake profit off chain in one move. No P2P back-and-forth, no waiting on a trader.
- BusinessesAccept stablecoin payments and settle to a Nigerian bank account.
- Anyone holding stablecoinsRent, school fees, groceries. Spend what you earned.
BANDS crypto cards.
Spend your stablecoins without cashing out first. A BANDS card will let you pay online and in stores straight from your crypto balance.
Questions about selling USDT
How do I convert USDT to Naira?
Open the BANDS app and sign in with your email. Enter how much USDT or USDC you want to sell, pick the network and add your Nigerian bank account. Then send the exact amount to the one-time deposit address shown. Your Naira is paid to your bank as soon as the deposit confirms.
What is the USDT to Naira rate today?
Right now 1 USDT = NGN 1,372.75 and 1 USDC = NGN 1,373.23 on BANDS (updated 10:14 am WAT). The rate comes live from our network of liquidity providers. It refreshes while you are on the quote and is locked when you create your order.
How much does it cost?
A 0.5% fee, already included in your quote. You send exactly the amount you enter and see the Naira you will receive before you confirm. Your own wallet or exchange may charge its usual network fee to send.
How fast is the payout?
Instant. Your Naira is sent to your bank the moment your deposit confirms on chain, so the only wait is the network confirming your transfer. You can follow every step live in the app.
How is BANDS different from P2P trading?
There is no buyer to find, chat with or wait on. You get a fixed quote, send to a one-time address, and the payout to your bank happens automatically when your deposit confirms. Every payout account is checked with the bank before it is saved.
What do I need to use BANDS?
A free BANDS account (you sign in with a one-time code sent to your email), a wallet or exchange holding USDT, USDC or USDS on Base, Polygon or Ethereum, and a Nigerian bank account.
Which banks can I cash out to?
174 Nigerian banks and fintechs, including Access Bank, GTBank, Zenith Bank, First Bank, UBA, OPay, PalmPay, Moniepoint and Kuda.
Are there limits?
Each order can be from $5 to $10,000. Your monthly limit depends on your verification level and starts at $10,000 over 30 days.
What if I send the wrong token or network?
Funds sent in an unsupported token or on a different network than the order shows can be lost. Always match the token and network exactly, and send the exact amount.
What happens if my order expires?
Each deposit address is valid for the time shown on the payment screen. If nothing arrives in time, the order expires, nothing is charged, and you can start a new one.